Is there any way that I can get my student loan money before I begin school?

Unfortunately, JB, you have to be in a position to lay out your "getting ready for school money" on your own - financial aid and student loans are not intended for that purpose, and they won't be available to you before school starts.

If you think about that, you'll realize that that's probably a good policy. If aid applicants could receive money without having actually started school, a good number of scammers would probably collect their money, ditch school, and disappear with their financial aid.

You become eligible for aid when you've registered, and begun classes.

Your school knows that your aid money won't be waiting for you on the first day, so they are almost entirely likely to have an extended payment deadline for financial aid recipients. Some apartment complexes that cater to local college students also understand the drill, and they may allow some sort of payment accommodation to aid recipients as well. You should contact the place where you plan to live, and ask if they can postpone your payment obligation until your aid checks arrive. They may require a non-refundable deposit in order to hold your unit, but that could be far less than what you'd have to pay for your security deposit.

If you know, for a fact, that you're going to need to rely on private student loans, you need to get really busy. I hate to be the one to tell you this, but there are very, very few private loans available. The few lenders that are making these loans are all demanding highly credit worthy cosigners, as they have become extremely risk-averse when it comes to lending thousands of dollars to student applicants with no income, no assets, and no credit history.

This is a 180 degree turnabout from years past, when private educational loans were much more common and available - just like home mortgages. It is not reasonable to assume that you're going to be approved for a private loan, unless you have a great cosigner, who is willing to agree to assume full responsibility for your loan. You'll need to approach lenders NOW, so that you can determine whether there will be any private money available to you for the fall.

I'm sorry for the disappointing news, but you won't get loan or grant money released to you for your "moving" costs. Your school won't receive the money until after you arrive on campus, so they are certainly not in a position to release those funds to you. You MAY want to ask the financial aid office about the availability of so-called "bridge" or emergency loans, which are available in very small supply, and are intended to help a student survive until his/her financial aid arrives.

Good luck to you!

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Usually student loans are paid to you or to the school upon presentation of bills or receipts.

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I was here on Yahoo Answers for something or other, but this question was trending on the sidebar...

Sorry, I've no idea about this