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credit card company still report me?
if they already gave me negative feedback 3 months ago saying that the account was closed by the creditor. the reason i ask is they are still trying to get money out of me and i told them that they closed the account not me. can they start reporting on my credit again after this?
4 Answers
- Anonymous1 decade agoFavorite Answer
And why do you think it is that they "still" try and get money out of you? could it be you owe them money and they have every right to expect payment just like you working and expect to get paid every week or whatever time period.
- PengyLv 71 decade ago
They closed the account for non payment, that does not mean you do not still owe them the money, just means you cannot use the card even if you pay it down. Its already on your credit report and will remain there for 7 years
- Steve DLv 71 decade ago
Closed does not mean paid. Closed means you can't use the account anymore, the debt does not go away. They can continue to report the debt as unpaid for 7 years.
- npkLv 71 decade ago
Of course. If you owe a balance, you still owe it whether the account is open or closed.
