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You claim government backed health insurance is not a takeover?
Please explain this away: http://money.cnn.com/2009/07/24/news/economy/healt...
1. the feds can mandate what is in your private insurance package
The bills in both houses require that Americans purchase insurance through "qualified" plans offered by health-care "exchanges" that would be set up in each state. The rub is that the plans can't really compete based on what they offer. The reason: The federal government will impose a minimum list of benefits that each plan is required to offer.
2. no more discounts for clean living
Under the Senate plan, insurers would be barred from charging any more than twice as much for one patient vs. any other patient with the same coverage. So if a 20-year-old who costs just $800 a year to insure is forced to pay $2,500, a 62-year-old who costs $7,500 would pay no more than $5,000.
Second, the bills would ban insurers from charging differing premiums based on the health of their customers. Again, that's understandable for folks with diabetes or cancer. But the bills would bar rewarding people who pursue a healthy lifestyle of exercise or a cholesterol-conscious diet. That's hardly a formula for lower costs. It's as if car insurers had to charge the same rates to safe drivers as to chronic speeders with a history of accidents.
3.the bill eliminates HSA accounts
The bills seriously endanger the trend toward consumer-driven care in general. By requiring minimum packages, they would prevent patients from choosing stripped-down plans that cover only major medical expenses. "The government could set extremely low deductibles that would eliminate HSAs," says John Goodman of the National Center for Policy Analysis, a free-market research group. "And they could do it after the bills are passed."
4. you can keep your existing health plan, it's a lie folks.
The employees who got their coverage before the law goes into effect can keep their plans, but once again, there's a catch. If the plan changes in any way -- by altering co-pays, deductibles, or even switching coverage for this or that drug -- the employee must drop out and shop through the exchange. Since these plans generally change their policies every year, it's likely that millions of employees will lose their plans in 12 months.
5. free to keep your doctors...
The Senate bill requires that Americans buying through the exchanges -- and as we've seen, that will soon be most Americans -- must get their care through something called "medical home." Medical home is similar to an HMO. You're assigned a primary care doctor, and the doctor controls your access to specialists. The primary care physicians will decide which services, like MRIs and other diagnostic scans, are best for you, and will decide when you really need to see a cardiologists or orthopedists.
CNN is my source, not FOX or FAUX or whatever you like to call it. Let the contortions begin!
This is a 1000 page bill, so no, I have not read it. But noone voting on it or desparate to sign it has read it either I dare say. How can you trust a 1000 pages of legalese to be in your best interest?
8 Answers
- End The Fed!!!Lv 61 decade agoFavorite Answer
If only people could relate what happened to our educational system after the govt installed the Dept of Education to the complete takeover of health care, many eyes would be opened to the dangers.
And to think... the Dept of Education only meddled in the private markets' affairs on a smaller scale, and look at what it did.
Obamacare will wreck our economy without a doubt.
- Anonymous5 years ago
The government requires individuals over the age of 65 years old to apply for Medicare, and if they do not, they are penalized every year. It does not matter if they have a plan already, lets say with Blue Cross. Medicare has to become their primary, and Blue Cross would become their secondary. This is nothing new.....we already have a government requirement for health insurance in this age group. And who do you think is paying for the uninsured now who go to the hospitals for treatment? Who do you think now is paying for prisoners on death row to receive expensive chemo treatments and have extensive surgeries? We have prisoners getting better health care than tax paying Americans. That health care is not free. And if you are a physician, it is about time you were held accountable for the care and services you provided. Nursing homes, hospitals, home health and hospice are already transparent and on medicare.gov you can check their inspections and the type of care these entities provide. I don't think physicians should be exempted from having to be transparent, because Americans need to know which physician is not providing quality of care. When you receive tax funding (Medicaid, Medicare), then you need to be held accountable. The Centers for Medicare and Medicaid Services (CMS) pays health entities a lot of money. People should be held accountable, especially when receiving funding from tax payer dollars.
- Anonymous1 decade ago
I do not see a big difference from private Health INS control . Except Like myself if one has cancer Private Medical health ins can drop you with out real notice .
I will tell You this - If You live in a big Polluted city or near power lines etc. You are Not living a healthy Life style .
Or if one is exposed to chemicals at work such as bleach One is Not living a Healthy Life style .
- 1 decade ago
They signed the Stimulus Bill without reading it. Why should people read this one?
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- Anonymous1 decade ago
The good news is Obama-Care crashed and burned
even the democrats aren't touching THAT turd muffin.
- Anonymous1 decade ago
I know it's a takeover Dems are in denial. They can start reading the bill here-----http://thomas.loc.gov/cgi-bin/query/z?c111:H.R.320...
- Anonymous1 decade ago
Once government controls our health care - - with their 1,018 pages of power - - they control our lives.