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how can i borrow a $3000 loan that i can immediately start paying off?

I'm going to college in Boston but I live about a half hour northeast, in Peabody and commuting for just my orientation has been incredibly annoying so I don't want to have to keep doing that. I want to get an apartment but I just got hired at my job so it's going to take awhile for me to save up money to move out of my dad's house. How can I borrow about $3,000 and pretty much start paying it back within the next month or two?

Probably an important detail: My checking account with bank of america was closed due to failure of depositing on an overdraft of $150 dollars. I'm not sure if that's a factor or not.

11 Answers

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  • 1 decade ago
    Favorite Answer

    You CAN'T borrow ANY amount under ANY circumstances and 'pretty much start paying it bank within the next month or two'. You will be REQUIRED to make regular payments beginning not more than ONE month after you receive the loan. You should NEVER borrow the deposit for an apartment. You are actually asking how to get started on PERMANENT debt. The BEST answer is DON'T.

    The payday loan answer is the WORST possible approach. A bad credit card deal is better than a payday loan.

  • Anonymous
    5 years ago

    Hold your savings. What if you don't get the job? What if you have to relocate? You seem to have skills that are wanted by companies and should make you employable. But, keeping a good saving like you have is probably in your best interest. Typically, paying off debt is the best bet. But, crap happens. Start that job, and then start plucking away at those loans. Remember, they typically give you 10 years to pay them back. So, maybe make double or triple payments and get it done in 3 or 4 years. But, worse case sceario is you empty out most of your savings. Then, something terrible happens. You get fired/laid off. Then, you need to move to get a new job. Or, you get sick before the job and have to come up with a large chunk of money for medical bills. Now, since you paid off your school loans at 6.8%, you are using credit at 10%-15%-20% or higher inplace of the savings you had. Saving is just that. Savings. All debt is bad. But, some is better than others. I am all for attacking student loans. I am going blitz that when I pay off my car. I owe 10,000 at 2.45%. I pay 90 dollars a month. Emptying out he 5,000 dollars I have in savings, only to have my car break down, lose my job, or have some huge dental bill and using credit then, makes no sense.

  • 1 decade ago

    Hello,

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  • Anonymous
    1 decade ago

    Hello,

    I am Monica Roland by name, I live in Canada

    , just a few weeks ago I was in search for a

    loan of $ 25,000 Dollars, as my family was

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    education. I was scammed about $4,500 Dollars

    and I decided not to involve my self in such

    business again finally A colleague of my

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    am most grateful am I today, I was given a

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    If you are in need of a genuine or legit loan

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    back at the due time of the funds I will

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  • 1 decade ago

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  • 1 decade ago

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  • 1 decade ago

    That account closure is a bad sign. If you haven't resolved that to the bank's satisfaction yet, get it out of the way before trying anything else. In the meantime, make the most of the cheap rent and do what you can to save up.

  • Anonymous
    7 years ago

    Almost sure that you might find every financial answer at: loanhome.info-

    RE How can i borrow a $3000 loan that i can immediately start paying off?

    I'm going to college in Boston but I live about a half hour northeast, in Peabody and commuting for just my orientation has been incredibly annoying so I don't want to have to keep doing that. I want to get an apartment but I just got hired at my job so it's going to take awhile for me to save up money to move out of my dad's house. How can I borrow about $3,000 and pretty much start paying it back within the next month or two?

    Probably an important detail: My checking account with bank of america was closed due to failure of depositing on an overdraft of $150 dollars. I'm not sure if that's a factor or not.

  • 1 decade ago

    Good day,

    I am Mr.John Clarke by name, a Reputable loan lender I give out loan to those who are in need of financial assistance. Are you looking for money to pay bills?

    I want you to know that we can help you by lending you if you will give us the chance to help you,

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  • Anonymous
    1 decade ago

    Hello

    A great way to accomplish this would probable be to get a payday loan, Have a look at payday loans Reviews. A suggested place to will be www.fastpaydaycashreview.com

    Good Luck

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