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Question about using a debit card as credit?
The other day I bought something in a store that I thought accepted debit cards, but apparently did not. Since I was in a hurry, I let them charge my the purchase as credit on my debit card (by showing them another picture ID). I'm really new to using my debit, so I'm wondering how do I pay this off?
My statements are all online only by the way, and it's Bank of America if that helps.
Thank you!
3 Answers
- 1 decade agoFavorite Answer
It doesn't do anything different. Just make sure you have enough money to double the purchase in your account in case the store puts a hold on. But it should be fine! I use my debit card as credit all the time. It will just debit it out the next day. No bills in the mail
- Ziggy StardustLv 41 decade ago
I've done the same thing with my Wells Fargo debit card. I use it for debit but it can also be used as credit and I was wondering the same thing the first time it went through as credit but then it just automatically got paid. I guess it just automatically gets paid if there are funds available.
Also, B of A might be different than Wells Fargo so I wouldn't really know...
Source(s): My brain. - Anonymous1 decade ago
It still will be treated as a debit transaction. You just don't need to put in your PIN. Check your statement, it should be on there.
