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Will my B of A check card go through?

Help please!

I get paid tonight via direct deposit, however, could i use this check card (as a credit card) for purchases today? I don't want to waste time in line for nothing so close to Christmas.

4 Answers

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  • 1 decade ago
    Favorite Answer

    No, it will be declined since you don't have the funds until the bank opens in the morning. You can write a check (if not electronic).

  • 1 decade ago

    Oooh...I don't suggest it. I've used my card as a credit transaction before on my lunch break at work and before I got back to the office, the charge had already posted. Wait until your money is there or be ready for an NSF fee - usually $25+ for each occurrence.

  • Anonymous
    1 decade ago

    Nope, the charge will go through immediately even if you don't have the funds in the account.

    You will get hit with a nice NSF fee.

    Merry Christmas to the bank.

    /

  • Debdeb
    Lv 7
    1 decade ago

    You're on the internet...don't you use online banking? Make it easy on yourself and LOOK before you leap.

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