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Lv 6
? asked in HealthDiseases & ConditionsCancer · 1 decade ago

My sister in law has breast cancer and no insurance. She lives in Long Island, N.Y. does anyone know of a?

clinic or charitable hospital that will start her treatments at a reduced cost. She has applied for assistance, but has heard nothing back.

3 Answers

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  • 1 decade ago
    Favorite Answer

    Found this for you.

    f you don’t have health insurance, there are programs that may be able to help you get coverage or help you pay for treatment costs. Below are some of the most well-known programs and organizations. You may need to meet certain age or income requirements to enroll in some of these programs. Talk to your doctor's office, health insurance company, or hospital social worker to learn about local programs in your area that may be able to help.

    Medicaid is a federal government program that pays for medical care for people whose income and assets are at or below a certain level. Medicaid programs are administered by the states and each state has its own eligibility guidelines. Not all health care providers accept Medicaid.

    The Breast and Cervical Cancer Prevention and Treatment Act gives states the option of using Medicaid to provide medical assistance to low-income, uninsured women screened through the Centers for Disease Control and Prevention's National Breast and Cervical Cancer Early Detection Program and diagnosed with breast or cervical cancer. (These women must meet age and income eligibility requirements to participate in the early detection program.) Still, according to a 2007 survey done by the Susan G. Komen for the Cure organization, some states can refuse to cover treatment if a woman was screened through a provider that isn't part of the Centers for Disease Control and Prevention's National Breast and Cervical Cancer Early Detection Program. Due to budget limitations, the National Breast and Cervical Cancer Early Detection Program can't screen all low-income, uninsured women, so a number of women are screened at other centers each year. This may mean that these women may be denied Medicaid coverage for breast cancer treatment. If you want to be sure you are covered through Medicaid, talk to your doctor and your screening center to find out if the center is part of the federal program.

    Medicare is a federal government program funded by the Social Security Administration. Medicare offers health insurance to people who meet the eligibility requirements. In most cases, you're eligible for Medicare if you're 65 or older or are disabled at any age and have been collecting Social Security benefits for 2 years.

    Some states offer state-subsidized health insurance plans for low-income residents. Contact your state's Department of Insurance office for more information.

    Selected hospitals and other nonprofit medical facilities get money from the federal government to provide free or lower-cost services to people who can't pay. Ask your doctor or hospital social worker if any facilities in your area participate in this program.

    Health insurance risk pools are special state programs that offer insurance to people who are "medically uninsurable." This means you can buy coverage even if you’ve been turned down because of a medical condition. You do have to pay for the insurance, but some states have lower rates for people with lower incomes. Contact your state Department of Insurance for more information.

    Medicine assistance programs, listed on our Tips to Lower Medicine Costs page, can help pay for your medicines or allow you to buy them at a reduced cost.

    The resources listed in this section are based in the United States and the regulations mentioned are U.S. regulations. Other countries may have different laws regulating insurance coverage and hospital operations. If you live outside the United States, ask your doctor about resources in your country.

    Help with daily expenses.

    Besides help paying for medicines and procedures, you might find that you need help paying for other daily living expenses such as food, transportation, child care, mortgage or rent, and utility bills while you're undergoing treatment. If you’re worried about paying your bills, there are some things you can do:

    * Develop a budget that lists your monthly income and all your monthly expenses. Writing down all your expenses can help you decide if you can cut back anywhere. A written list of expenses also can help you prioritize your bills. This can help you figure out if you're going to be short of funds and take steps to get help if you need it.

    * Talk to your creditors and let them know that you're having trouble paying your bills. Tell them why you're having problems and ask if you can work out a payment plan. Most creditors are willing to work with customers, especially if you have a good history with them. Don't wait until your account has been turned over to a collection agency.

    * Always try to make a payment, no matter how small, to show your creditors that you're making an attempt to pay.

    * If you're having trouble making or sticking to a budget, you may want to contact a credit counselor. To find a reputable counselor, talk to someone at your bank or local consumer protection agency. Many universities, as well as local housing authorities and the National Foundati

  • 1 decade ago

    Hello. I live in Missouri so I cannot tell you if there is a hospital in NY like this but in Jackson County, where I live, we have a hospital for Jackson county residents that offers services at a reduced cost or at a 100% discount. You have to apply for assistance and then they determine your discount from your application. I would have to assume that New York has some kind of hospital that would have a similar program. I would check for that first. You might contact the state health department and ask them if they know of any.

  • hanora
    Lv 6
    1 decade ago

    Google Susan Komen - there is some foundation that can help some people, also try the American Cancer society.

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