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statues of limitations on debt ky?
what is the statues of limitations on a credit card debt in ky ?
and when would the start date be on it ?
that site shows 5 yrs , so if i missed a payment in jun 2004 making me 30days part due and they started legal action in nov 2009 they dont have a leg to stand on ?
1 Answer
- CatDadLv 71 decade agoFavorite Answer
The SOL starts on the date of last activity...usually the date of the last payment....Are they actively suing you...having you received a summons?
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6 years....usually starting on the date that you defaulted or made a last payment on....not the date that the account was opened.
http://www.creditinfocenter.com/rebuild/statuteLim...
If the number of years since you defaulted on this account and stopped making payments on it is greater than 6 years, then they can no longer defeat you in any court action because the debt is time-barred and you don’t have to pay it back.
