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What's the best online site to lower my Mortgage interest?
It's at 8.5 APR going up faster that warp speed,Chase bank won't help,they told me to get behind 3 months..
..huh? I have never done that,it sounds funny to me. I have always paid early, full amount for last 10 years I have over 80%equity in my home..huh? Why can't they help me,no one in this small town of 3 banks here are doing loans.I am retired and my fixed income and pension is being eaten up by this evil monster called Chase..yes they Chase your $$$$$$ till your dead or broke...proper name for these crooks huh? ...help!! please.
3 Answers
- Go with the flowLv 71 decade agoFavorite Answer
Don't get scammed.
The feds set up a site called HOPENOW.com
To prevent foreclousures.
They can call your mortgage lender and negotiate with them to prevent foreclosure.
The HOPE NOW Alliance includes a number of counseling organizations, which consists of all HUD intermediaries that
have offices across the United States. The organizations play
a key role in the success of HOPE NOW, providing borrowers
in-depth debt management, credit counseling and overall foreclosure counseling
If anything - they will prevent you from being scammed by one of these restructuring companies.
The gvt is doing everything in their power to prevent foreclosures. Its time for you to take advantage of these programs.
Call the 800 number on the site - don't do this online.
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- Steve DLv 71 decade ago
Call a few loan officers, find a mortgage broker or try Lending Tree - tell them you want to refinance the remainder of your balance. Since you haven't missed payments, etc., someone should jump at re-fi'ing.
- RetiredDebtFreeLv 61 decade ago
If you have good credit and stable income, then you can find a mortgage company to refinance. Call a local title company (abstract company, closing company) and ask them who is writing mortgages in your area. They can give you some references.
