someone please exaplain student finance UK!!!1?

It will be part of your maintenace but you ll still get a bit more over all.

The idea is, Say there is a maximum limit of maintence loan that you can take out. Every ONE pound of government grant you receive will result in 50p reduction of the maintence loan you are allowed to take out.

It's pretty simple and straight forward. Say you can take out 4400 pounds maintenance loan ( just an example.) and assume that's the same for everyone. if you are entitle to, say, 2000 pounds of government maintenance grant, how it works is, your maximum loan allowence will be reduced by 1000 pounds because of the 2000 pounds grant. and you ll end up getting 3400 loan + 2000 grant = 5400.

So the more grant you are entitle to, the more money you ll get overall. and the excessive bit is half of your grant. that is under the condition that everybody will take out maximum loan.

hope that helps!

EDIT,

For other information, just visit the govdirect web page. they are pretty helpful.

for advice. personally, I d suggest you don't think too much and just let them assess you house income and take out whatever you are allowed to take out. (even if you don't need it, just borrow it) it's money, and it's the best loan in the world!

i mean for instance you can save it and buy a car after uni, the interest rate is way better than normal car loan if that makes any sense.

There is a difference between loan and grant

loan = you pay back

grant = you don't pay back

So you can apply to get the maximum maintenance loan which will be means-tested (based on your parents income) and you will receive that as a loan

They then may decide to give you a grant on top of that to help you out even more. This is money you don't have to pay back.

Your tuition loan is not means tested and goes straight to the university and you never see this - However you do have to pay it back.

Hope that helps