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How can I get a decent job with bad credit?
I'm applying for jobs and it seems like I'm not being considered because of bad credit.
The reasoning for this bad credit is student loans. After I graduated, I was working part-time and was making enough money to cover my monthly bills, but not enough to qualify for a loan deferment. After about 6 months I was laid off, and I was able to qualify for the loan deferments, which I still have today. However, my credit is still in shambles because of this and it's holding me back from getting a decent job.
How in the world am I supposed to get a decent job so I can pay these loans, when the job requires that they check your credit?
6 Answers
- 1 decade agoFavorite Answer
Either you explain to the interviewer the situation and hope for the best or you stop applying for jobs if they will check your credit history until it clears up.
- 1 decade ago
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- 1 decade ago
everything stays on your credit report for 5 years. so like if you have something that is making it bad and you havnt done anything about it just leave it there cause after leaving it alone for 5 years it just gets smaller.(depending on what it is) also you should check your credit report every year, usually theres about 3 to 4 things your credit report that dont even belong to you. and its all because there are people with the same name and may have put it on the wrong persons or the ssns are very similar and there was a typo... you should check it. and if all failed join the air force. they will pay of all your loans. the air force is the branch that deploys the less. and have the best quality of life. if you have a bachelor degree talk to an officer recruiter and if not talk to an enlisted one. even if you dont want to join you should talk to them and see what they can offer. even 4 years can help everything. plus you will get under the sailors and (something) act. which means they help cut interest rates to help you, and improve your credit.
- 1 decade ago
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- StupidogLv 51 decade ago
Even if they check your credit, it doesn't mean they'll reject you. I had awful credit when I came to work for my current company, but since I wasn't in a position of managing money, it was not a big deal.
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