personal loan to consolidate debt?

There is a federal program out there to help you at no cost to you.

NFCC.org

Go to their site call the 800 number and set up an appointment at a local office.

They will tell you honestly if bankruptcy is your option.

If not, they will help you.

Reviews call them angels.

Also get a book on Debt and Credit Repair.

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Its usually a bad idea to replace debt with debt, especially from an underwriting standpoint. If you have to, get a second job or whatever and avoid another loan. The best place to get a loan for someone with developing credit is a credit union. Usually locally. Then, a national bank because they are the least likely to "verify" your information on you loan application - if you know what I mean. Good luck.

Hi, My name is Carmen Jones. I have been referring people whom are desperately in need of loan to Mr Ben Rume. The reason is because i have been rescued by him sometime ago when my account was in the hole and i almost killed myself when everybody i talked to turned me down. I needed money to sort out my bills and consolidate my debt, i got scammed twice until i met him. He gave me a loan of US$45,000 and i received it in 2 working days after i agreed to his loan terms and condition. My dear, i want you to contact him (mrben_rume@yahoo.com) if you really need the loan, tell him i Carmen Jones referred you to him that he gave me loan sometime ago which i am still grateful to him. Goodluck

Try all options and if doesn't got help from other options then only think to file bankruptcy, as bankruptcy has many good and bad points. You can even file bankruptcy yourself that saves your money. http://www.diy4law.com/ get more help from this link.

Its very rare to find a genius lenders they says in the internet i am Christine Chalie a widower who is seeking for help in the streets of America because i have no money and i have three kids to look after, There was a day i was walking along the street where i live, I saw an old friend of my and we both exchange greetings in the process we started contemplating about the issue of life in that process i explain all my problems to her and she told me that she can not help me with any thing now that she can only introduce me to a loan firm called OCEANIC WAVE LENDERS LTD.

And when she told me about them i first doubt if this would work because i have been scammed before by so many false loan firm who claim to be what they are not, Because to my own observation they do this by requesting for cost of delivery or cost of transfer in other to get what they wanted from you, So when my friend first told me about it, The first question i ask her was that am i going to take responsibility of any fees like the cost of transfer or cost of delivery before i get my loan? and she said no that the firm will take charge of all that but i have to insured my self and loan with an insurance company and after which i receive my loan i will refund back all the money they spent to transferred or delivered my loan to me, and i ask her again if they can give me a loan with out collateral and she said they will but i have to send them Feasibility report on what i wanted to use the money for and they will send me an application form to fill all my information.

And my friend gave me their Email address and i contacted them, they now requested for all my information, feasibility report on what i want to use the fund for and i presented every thing to them along with my attach copies of driving license and national identification cards and to my own surprise with the period of one week my loan request of $250,000(two hundred and fifty thousand dollars )was approved and i started my business with in the short period of 5 years i paid back all the money i borrowed from them and today i am one of their reliable customer the most beautiful thing about them was that if you can referred up to 20 customer to them with in two years you are entitle to win a any car that cost the sum of $20,000 or if you needed the money they can also give you and if you can also referred up to 10 person's before the end of the year you are entitle to win $6,000 or you are entitled to visit any of the best resort center of your choice at any country out side your country during the celebrity period of XMAS.

Today i can boast of my self that my kids are attending one of the best school in Europe and thanks to my friend Sandy White who introduce me to the firm at the first place and thanks for to the Almighty who gave me the heart to take the risk that make's my dream come to realization so if you wishes to contact them and get vital information about them you can reach them via this Email Address:oceanic_wave@w.cn Please i do hope to hear from you if you are interested and this my email address: christi.chalie@gmail.com because it will be really great to have more customers been referred by me and you know what that means thanks i will be waiting for you.