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S P
Lv 6
S P asked in Business & FinanceCredit · 1 decade ago

Can I just cancel this card?

Applied for a credit card with a 500.00 pre approved limit...Small fee to open the account and activate. I should have checked it out and ran a rip off report and didn't like what I saw as how the company handles their customers and fee increases, applying payments, etc. Can I can the card and am I still responsible for the fees? I don't need the card, just trying to re establish after a bankruptcy and want a small line of credit. Even so..I'm not sure if I can just cancel it and not use it. Thanks in advance for the help!!

2 Answers

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  • 1 decade ago
    Favorite Answer

    Yes call the co asap tell them you do not want the card as you didnt know off all the charges and fees if you want to re establish credit you can get a pre paid credit card that reports to the credit bureaus you can try HSBC credit cards as they help people re establish credit youcan try with your bank to get a small loan and repay it and be sure they report it paid.............ck online how to re establish credit I am sure you will get a lot of info good luck also ck with your atty they should be able to help you

    Source(s): collection mgr
  • 1 decade ago

    Hi,

    There are many websites , that offer credit report, but I would suggest you http://creditreportfrees.info/ , because they offer this service free (no catches) .They are one of the best websites .They also offer credit monitoring, id theft alert, and many more things...

    Just Enter the link and signup .

    I'm sure that will help

  • 1 decade ago

    You Must Visit ----> http://www.onlinebusinessmall.com/

    May it help you to get your answer. Thanks for Using Answers.yahoo.com

  • Moi
    Lv 7
    1 decade ago

    Unless you owe stuff, then you can cancel it. You can cancel it right after getting it too.

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