Infertility Insurance and IVF?

I don't know of any private supplemental policies that cover infertility.

I also don't know of any INDIVIDUAL policies mandated to cover infertility. Some states require GROUP policies to cover infertility treatments, but even those are severely limited.

Louisana does NOT mandate any individual policies to cover ANY kind of infertility diagnosis or treatments, and don't require GROUP policies to cover in vitro, for example.

Here is the Louisana law: Louisiana: Prohibits the exclusion of coverage for the diagnosis and treatment of a correctable medical condition, solely because the condition results in infertility. The law does not require insurers to cover fertility drugs, IVF or other assisted reproductive techniques, reversal of a tubal ligation, a vasectomy, or any other method of sterilization.

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