Best Microphone for the Money?

There are so many good products in the market its really difficult to choose one but I made up my mind to choose this and guess what I am very much satisfied

CAD U1 USB Dynamic Recording Microphone

*Dynamic microphone element designed for vocals and instruments

*Cardioid pick-up pattern isolates the main sound source and minimizes background noise

*Smooth, extended frequency response is excellent for singing, speech and instruments

*Built in pop filter minimizes "P-popping"

*On-Off switch for instant mute

http://www.amazon.com/CAD-U1-Dynamic-Recording-Mic...

Also check out at Ebay

http://rover.ebay.com/rover/1/711-53200-19255-0/1?...

For computer chat and such or for actual recording?

ANYTHING Logitech is good for chat and simple recording (when quality dosen't matter).

For recording you can get amazingly cheap Condenser Mics for around $50 TOPS.