How long do you have to keep dental insurance after filing a claim?

You can cancel immediately after filing a claim; you do not need to wait. However, to prevent people from doing what you want to do there is a waiting period of at least 12 months with most policies before they'll cover for major procedures. Some policies make you wait up to 36 months before you get full benefits. After the waiting period most policies will only cover 50% of the charges for major procedures.

Contact a local agent to see what policies may be available in your area and what the waiting periods are like.

If you can't wait the year I'd suggest a dental school. The students there are supervised by a regular dentist and the costs are reasonable. You can fing the nearest school here: http://www.yourhealthplanadvisor.com/Dentalschools...

You can cancel it right away.

That's why there's no coverage for major work, like wisdom teeth and root canals, until you've held the policy in force for at least a year. That coverage is usually limited to 50% of cost, and an annual maximum payout of $500.

Since most people who want to buy dental insurance only want to buy it because they want to file major claims, the insurance is geared, to not pay major claims for people who want to buy it, get work done, then cancel it.

I've never seen a private dental policy pay out more than it costs. Run the numbers before you buy.

a million. scientific charges do consequence your credit. You have been incorrect on that. Whomever informed you in any different case grow to be incorrect. 2. the series organization that threatened that your credit would be affected lied, yet no longer in the type you think of. Your credit is already affected, and could remained affected, whether the bill gets paid now. as quickly as the bill reaches a collection organization, that is purely too previous due on your credit to no longer be affected. 3. in case you informed them basically on the telephone which you needed them to end calling, then there is not any thank you to coach you informed them, so as that they might proceed to call. in case you opt for them to end calling, then inform them in writing, via mail with out using the telephone. 4.this might nicely be a classic case of negligence on your area and not the dental workplace's accountability. You, and basically you, and no one else, exceptionally no longer the dental workplace, are in charge for identifying to purchase the insurance enterprise in spite of tips it needs to pay the bill. whether the dental workplace does no longer something different than grant dental care, and would not positioned up something to the insurance enterprise, they do no longer look to be being negligent. on the different hand, in case you do no longer very own touch the insurance enterprise, interior the a million 365 days or a hundred and eighty day era, and in my view make constructive that they have each thing that they desire, and get them in spite of they desire that the dental workplace did no longer supply them, then you incredibly are being negligent. 5. The dental workplace isn't required to paintings with the insurance enterprise. you're. it is your fault which you probably did no longer deliver the insurance enterprise the essential information. that isn't the dental workplace's fault which you probably did no longer deliver the information. 6. concerning the remark "i did no longer understand I had to be over their shoulder and carry their hand the entire way by to make constructive they did their activity": that is not their activity. It your activity. Getting the information from the dental workplace and giving to the insurance enterprise is your activity, no longer the dental workplace's activity. and that they might desire to no longer might desire to be over your shoulder and carry your hand to get you to do your activity.