Pay for delete question?

Make sure you have the agreement in writing from someone at the collection agency who has the authority to make such an agreement. An off the street, minimum wage, on commission collection agent don't have that authority, but they lie.

Also, a collection agency can only remove items they placed on your credit reports. They cannot remove the original creditor's entry. This is specially true if you are referring to a credit card debt. The original charge off will remain on your credit reports until it ages out.

You forgot to point the statute of obstacles of your state. each and every state is diverse. If this volume is small, and it truly is on the brink of that SOL, each and every so often that's perfect to go away "outdated canines lie" and desire they do no longer sue you. (till you attempt to purchase a house and you elect this got rid of). For a pay on delete, you need to pay in finished to make it nicely worth their on an identical time as. Google it and examine. make certain you get the settlement from them via digital mail first.

Have you given them a full 60 days?

It can easily take 45 to 60 to update reports...