Is student loan debt worth it?

well worth it. enjoy being a student, dont worry about the debt, it doesn't exist anyway.

If your confused by what I mean by this, click watch movie then play. Be patient the movie works fine.

http://www.zeitgeistthefilm.com/

if you live in England, I know how you can wipe your debt if you so wish.

another36@hotmail.co.uk

I think you should live on campus. My daughter is just like you, not a partier. She is attending university which is instate and only a 45 minute drive away. She will be starting her Jr. year in fall. I have seen her grow so much because she is staying on campus. She is actually staying in one of the suites, which is a 4 bedroom 2 bath apartment she shares with 7 girls. It has a stove, fridge, dining area, and living room too. Living on her own she had to learn to wake up when she needed to be to class. She cooks, cleans, grocery shops and hand washes dishes. She also got a job near the college at a pharmacy. She had to learn how to take care of her car, checking the tires, putting washer fluid, etc. etc. Also, its very important to learn to live and get along with different types of people. Also you need to consider the weather and driving in it and gas prices. Also you get to pick the times of your classes and what professors you want. and the time start very early and go to like 10 p.m. Mostly you have like 2 or 3 classes per day only so even if you schedule them all at once, often a professor will cut the class short or say work on a project for a few days so there are skips in classes and you dont want to have to wait around or drive back and forth from home. Also you are more connect to school activities when you live there.

I can see if your parents dont want additional loans in their name for on campus housing but if they are student loans then I think you should do it. Here is a guide about borrowing for college: http://articles.cnn.com/2009-07-16/living/howard.c...

I would argue that your mother doesn't fully understand that times have changed very much since her day when a person with few qualifications could work their way up through an organisation and be paid on the job- my idiot parents were the same. Times are very different now- in order to succede in life you do need a college/university degree- though the more marketable it is (such as a degree that employers will want as opposed to a rather esoteric liberal arts degree) the more your financial gain long term. I strongly suggest you respectfully block your ears and not listen to a wrod she says- it's coming from a place of love and concern- but also her experiecences which are redundant. Keep studying!

Yes because money isn't everything, and you said you'd grow so much more as a person if you moved away. I know the debt is a horrible prospect, but you have to think of the outcome- you will get a better job if you attend college, and be able to pay the debt off after so many years.

Take your first two years at a community college (where you can pay off your school costs as you go, per semester, as you work a full or part time job, get a loan thru that school), and live at home and get your AA degree. Then after you graduate apply for and go to school at a university near home where you can travel (car or bus) and work while you school. While you attend those final two years you can meet people and make the contacts you need for career advancement.

Moving out of home to go to university is great life experience and it won't come as much of a shock when you do it in real life.

The loans are worth it if you push yourself with your studies, particularly in the third year (which counts the most to your degree). Also, get some work experience in the field your interested in so you'll be in good stead when you leave. And research the job you want to do and what you need to do to get there.

Seriously... you can have a life, live at home and save money. You don't want to start off your life like every other student, in debt. Community college is great. Hell... I went there for 2 years, didn't even get a degree and make $175k. I went where the money was.... medical field, oil industry, power industry, etc. ....... I think you can make anything possible if you put your mind to it.

STUDY is and investment, so yes, I would prefer for you to go to CAMPUS. I would still agree that despite the rising college tuition costs and the rougher job economy, getting a college education is still worth the costs, even if it does mean struggling to make bills for years to come as a result. Good Luck with your goal. Have a good day.