help. my bedroom is on fire. what insurance should i get. flood from firemen or smoke inhalation?

Neither - you'd buy fire insurance. Fire insurance covers water damage from the fireman putting out the fire. For smoke inhalation, you'd need health insurance. And since you probably don't have time to sit on your computer to buy this stuff AND get out safely, you should think about life insurance, as well.

None. Insurance only covers what happens because of a fire if you bought the insurance before the fire started. If you buy insurance while a fire is burning, then everything that happens because of the fire is not covered.

Probably life insurance as you're beneficiary is going to be needing it really soon.

Your bedroom is on fire and you sitting at you pc on yahoo answers LOLOLOLOL