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Looking for cheap funeral in the UK?
Local to oxfordshire please. have been quoted £2,500. Can't afford this.
4 Answers
- 10 years agoFavorite Answer
Have you tried other funeral directors? Most will understand the money aspect, and will try to help you.
Cremation does help, although you still have fees to pay. Having a lightweight eco card coffin will also bring the cost down.
If you have the service at the crematorium, this will also bring fees down as you won't have church fees.
Also, you do realise, that generally speaking, the money comes out of the person's estate!? A funeral director will usually ask for a deposit, but the rest of the money is paid afterwards.
Unless your relative had no assets or cash in the bank? If this is the case, were they on benefits? Sometimes the benefit office can help, or if a close relative has been on benefits, they can apply for help. (I did when my mum died)
There is only so cheap you can go, and generally a funeral still costs around £1,000 but that misses out a vast amount of things like cars etc
You really should get some quotes from other directors and ask about eco coffins. The local council should also have information on financial help and funeral costs.
If you cannot afford the funeral, and the deceased's estate cannot pay for it, the state will pay for a basic funeral, but you need to call them to speak about this.
Sorry for your loss.
Taken from leaflet below:
Funeral Payments from the Social Fund
If you or your partner are on a low income
and have to arrange a funeral, you may get
some help with the costs.
This is a one-off, tax-free payment to help
cover the necessary costs of a funeral.
The Social Fund can help to pay for a
simple, respectful, low-cost funeral. This
includes:
• the necessary costs of burial or
cremation fees
• a new burial plot (if a burial is chosen)
• certain other expenses, and
• up to £700 for any other funeral
expenses like funeral director’s fees, a
coffin or flowers.
You must claim within 3 months of the date
of the funeral.
You or your partner must get one of the
following benefits.
• Income Support
• Income-based Jobseeker’s Allowance
• Income-related Employment and
Support Allowance
• Pension Credit
• Working Tax Credit which includes a
disability or severe disability element 36
• Child Tax Credit at a rate higher than the
family element
• Housing Benefit
• Council Tax Benefit
It must also be reasonable for you or your
partner to pay for the funeral.
We may need to consider the
circumstances of other relatives of the
person who has died.
Normally the person needs to have been
living in the UK when they died and the
funeral usually needs to be held in the UK.
If you get a Funeral Payment, you will have
to pay this back from any estate of the
person who died. Their estate includes
money, property and other things that they
owned. (Any home that is still lived in by a
surviving partner or personal things left to
relatives do not form part of the estate.)
To find out more about getting a Funeral
Payment, contact Jobcentre Plus by
visiting www.jobcentreplus.gov.uk or you
can find our address and numbers in your
local phone book
Source(s): http://www.dwp.gov.uk/docs/dwp1027.pdf Leaflet explaining what happens and there is a page 22 that deals with funerals. It says you don't have to use a funeral directors if you don't wish to, so this will reduce costs as well. Also look at pages 31 and 35 which tells you about how to pay for funerals. - TSKLv 710 years ago
Any funeral IS expensive. I recently had to arrange my father's. Money was not the biggest issue but because he had died away from where he had lived many years it was very low key. Only the hurse was needed, priest's fee and cremation costs. The Coop did me a deal which they called a municipal funeral. Went so well. Cost me £1,600. Now have the ashes and will cost more to have them in one of the memorial forests near here.
Otherwise the "basic funeral" was about £2,500. They would have had to charge us that if we had not mentioned the M word. Coop are excellent if have near you!!!
Keith has obviously NEVER had to do one!!!!!
- delangeLv 44 years ago
My view on it particularly is which you pay a month-to-month sum for years and years. You pay far extra interior the long-term than any funeral expenses. I buried my Mum for merely over 1000 kilos 2 years in the past as she wanted a straight forward funeral. i could stuff a pair of thousand in a financial business enterprise account, or under the mattress merely for use on your loss of life. uk EDIT: It became not referred to as any sort of funeral. I merely went into an Undertakers in Plymouth, chosen a casket, they booked the crematorium, I chosen the hymns and that became that. I paid for the flowers myself and we used our own vehicles. you do not decide on a kit.
- Anonymous10 years ago
u can take cremated the body is cheaper then funeral