If my car is non-functioning, but I am still paying it off, do I need to keep it insured?

Call your insurance company. They would have a better idea of what you should or should not do. I would think that you wouldn't need to keep it insured, but I am not 100% positive.

Yes. Call the bank and ask them though, they may allow you to put the car onto a storage insurance policy which is significantly cheaper and covers vandalism and theft of the vehicle itself.

But you must call the BANK, NOT the insurance company.

The lender will dictate what insurance must be maintained on the vehicle while the loan is active. You need to talk to them and see if they will allow you to reduce the coverage.

if you cancel the regn, the lender may let you drop to a comp-only policy. ASK.

if you dont really owe very much, ask to sign a p-note for the remaining balance and get permission to junk the heap. possible, even if unlikely. the bucks you save on insurnace and rewgn can be used to pay off the note more quickly.

Yes