What is my credit score?

0.

If you have never had credit - you don't have a score

I still want you to check your credit reports, at least see if you can get them.

You never know if there are mistakes in them.

Forget the score - this is only a 3 digit number that people get scammed into paying for

Reports (all 3) are free once a year at

Annual Credit Report.com

They may give you instructions on calling the 877 number to get them by mail.

Follow through

If anything doing all this, will update your address (create) your credit reports without any actual credit. A really good move

Don't get conned into this score game - ok? It's the reports that are truly important

It is IMPOSSIBLE for ANYONE to answer this question without your FULL credit report. A car accident has NOTHING to do with your credit score. EVERY debt you have had anytime in the last 7 years effects your credit score. If you have even been 30 days late on any bill, that would also be included on your credit report.

Car accidents have nothing to do with credit.

If you have never had a credit card or any kind of loan, it is likely you have no credit history which means you have no credit report or score.