Do lenders look at the FICO Expansion score?

You would be wasting your money.

Most creditors use one or more of the three major credit bureaus and regular FICO scores. The credit bureaus who include those regular bills on your credit history are secondary credit reporting agencies and that is the only place using expansion scores. Creditors actually using these secondary agencies to pull credit are very few and far between.

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RE:

Do lenders look at the FICO Expansion score?

I have been considering using a service which reports non-traditional payment histories (rent, phone bills, ect.) to the credit bureaus to raise my score, but I can see it does not raise my FICO score, it will only raise the FICO Expansion score. That is good if lenders look at the FICO Expansion...

pretty much it is a waste of money. The expansion score idea is a way for people who have never had credit to show they pay bills on time. The goal is to help someone get higher limits or slightly better terms then someone with nothing on their reports. Anyone who has started credit already whether good or bad gains nothing. And really only small regional banks and some CU consider the alternatives or cell phone companies and quite frankly only a fool would give them a SSN to get an account cell phones are paid in advance so you never have credit unless they decide to let you run over.

Call any local bank and get pre-qualified for a mortgage (make an appointment) You do not have to use them later on when you are ready to make a mortgage. You can shop around later for that. Hope you have down payment. And hope all credit cards are being paid in full each month. They will put more focus on your score, since you are the higher income earner.