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Yo asked in Business & FinanceCredit · 9 years ago

Credit card first activation.?

I applied for a credit card at Old Navy, and I just activated the card 10' ago. But why does it show up that I have a current balance of $21.76? I haven't even used it yet, just activated. Is it some kind of activation fee?

3 Answers

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  • Go with the flow
    Lv 7
    9 years ago

    Did you apply for the card at the store?

    Then you got approved on the spot.

    Did you spend $21.76 at that store that day?

    They charged it right to your account (your first purchase) even if you didn't have a card yet.

  • Tricia
    Lv 7
    9 years ago

    call the number on the back of the card and ask customer service what the charge is.

    Source(s): life experience
  • swirlingblack
    Lv 4
    9 years ago

    it could be the activation fee or maybe that's what you qualified for.

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