Strange dream--reincarnation, bears, wolves, speedboats?

So I had this dream that my best friend's 4 year old brother (who is very smart in real life) was actually this 40 something year old man that was rich & had died and been reincarnated as the boy. At first I was talking to the boy & I asked him how old he remembers being (trying to see if he remembered being a baby) and he said only a year, then he started talking about being 35 and rich and whatnot, then I said that he must have died & been reincarnated. all of the sudden I could see what he looked like when he was a man! He was olive-skinned, had slicked black hair, a hard face, and a leather coat (classy, not biker). Everyone else, including his sister (my best friend) still saw him as a little boy, but I could see him as the man. I figured he must have been sent back to live a better life this time around, so we had an in-depth conversation about life and I told him "Do what is right, starting with the smallest decisions you make. Just do the right thing over the wrong thing and you'll be fine."

Later we were all walking down a sidewalk. We saw two bears, a brown one and a black one in the distance, so we stopped to see what they were going to do. They were on the opposite side of the street, but then they crossed over to our side, so we started walking quickly in the opposite direction so they wouldn't notice us. We planned to detour back to where we were going when we where far enough away from them. So we kept walking, then there was a white wolf! We ran past it but it kept coming. We ended up at this old ship dock. For a minute or so the wolf was right behind me, just sniffing. I stood really still & let it, then it eventually ran in another direction. We knew it was bound to come back though, so we had to figure out how to get away. There was some water (maybe a river or lake?) & my friend noticed that there were security people in a big speed boat with little personal boats attached to it, and ironically there were 3 (enough for all 3 of us), so we swam across the water, and got in. We told the rescuers what happened, they said the bears had never harmed anybody. They didn't say anything about the wolf. They had an attitude as if things like this occurred everyday.