Cheap health insurance for a Los Angeles resident?

With a "subsidy", it will cost more. There are no subsidies for plans that cost only $275-$300 per month; that insurance is only available to individuals who do not use government subsidies. It costs over $1000 per month for insurance that is available to individuals who use government subsidies, which means that even if the government pays half of the cost, you would still need to pay over $500 per month yourself.

There are government programs where you can get insurance from the government, either free or by paying a "share of cost". Almost no one qualifies. You should look into it, but do not expect good news.

Depending on your income and other criteria, you might look into Medi-Cal or the CMSP program. $275 a month is what insurance costs and that is after you pay down your deductible. If you dont qualify, call an independent insurance agent and ask about plans for Calif. You can always get care at any community, hospital, university out patient clinic and pay cash.

Government health insurance is called Medicaid - Medi-Cal, in California.

You'd have to apply to see what it costs.

And odds are, you're not going to find a more competitive product than kaiser, in California.

You must be young or the premium would be double that amount. You can apply for medi-cal. Or, you can stick with Kaiser and take a higher deductible.