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Credit Card charge back through paypal scam?!!?

I sold an gaming online account a few weeks ago. I got an email stating that paypal received a dispute about a credit card not being authorized to use. Basically the buyer is stating his credit card was stolen or he did not authorize the charge made. They took the funds out of my paypal account. Am I just screwed out of my money now or is there anything I can do not to be scammed by the buyer?

8 Answers

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  • Dustin
    Lv 4
    9 years ago
    Favorite Answer

    You need to provide evidence that the buyer is using the account you sold them, although it isn't legal to sell an account. You sold them the labor spent to create the account. Pretty hard to provide proof that they are using that labor. Sorry, it is going to be tough to get that money back.

    From now on, cash only and in person.

  • CatDad
    Lv 7
    9 years ago

    This is a very common scam and unfortunately you probably won't get your your money back.

    Selling to total strangers online via PayPal is almost always asking for trouble. All they have to do is contact their credit card company and state that the charge is fraudulent or that the service/product is defective and by default, PayPal will almost always side with the buyer unless you have rock solid, verifiable evidence. It's esp. easy to scam someone when the charge is for virtual products like online gaming accounts. I've read about scammers actually boasting in gaming message boards about how they've scammed people through PayPal...buying gaming accounts and then later disputing the charges.

  • 9 years ago

    How do you know that "the buyer" is saying anything. Paypal only knows that the person whose credit card was used is saying that. They don't know if that person is really the buyer. If the card really was stolen, then the buyer was probably the person who stole it, not the person saying the card was stolen.

    And, yes, if you gave someone an online gaming account in return for a payment made with a stolen credit card, then you are screwed out of your money.

  • Anonymous
    9 years ago

    So, which game was it for?

    With the major exception of Second Life, most gaming accounts do not belong to the users and cannot be legally sold at all.

    Most people know this, they also know that Paypal will not back you up on a chargeback, so they get their money back.

    You, of course, can report the buyer to the game owner for buying the account. The game will close the account (you won't get it back).

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  • 9 years ago

    You can't do anything as it's illegal for you to sell an online gaming account to begin with. That account does not belong to you - it belongs to the games company so you have no right to sell it to begin with. The games company could actually sue you

    And how do you know this person is lying? People's paypal accounts get hacked all the time as they fall for phishing scams. I get at least 2 phishing scams a month that look like they are from Paypal - I know how to recognize them but many people don't. And since most internet scammers are young men, buying items like gaming accounts, electronics items, sports shoes, etc are common purchases with hacked Paypal accounts

  • ?
    Lv 4
    5 years ago

    Yes u can buy on-line by way of making use of the cash he gave you from the paypal account---->> simply leave it within the paypal account and then go onb ebay or anything internet site and use the paypal account to be able to have his/her cash on it.

  • 4 years ago

    1

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  • 9 years ago

    considering ebay prohibutes selling game accounts to begin with you were going to loose no matter what excuse the buyer made. :(

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