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So what are the "questions" to ask lenders when shopping for a 30 yr re-finance these days?
And how are you suppose to "shop" for a loan when no one will give you details unless they run your credit?
3 Answers
- Anonymous9 years agoFavorite Answer
What's the closing cost and is it an open end mortgage which means you can pay it off ahead of time without being penalized. Your best option is to contact a mortgage broker
Source(s): Retired bill collector 35 years - ?Lv 79 years ago
Ask how much are closing costs.,
there really is nothing else the lender can tell you till they run a credit check since interest rates are based on your credit worthiness. The higher your score the lower the rate. Plus they new lender needs to know what you can afford each month and the current value of your home.
- M WLv 79 years ago
It's kind of the other way around. They ask the questions. If you answer the questions right, they may consider loaning you money, then you get to ask your questions.
