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I was in an car accident, not my fault. How do I keep the insurance company from lowballing me...?
I was rear ended. My car is worth about $4000, its fully loaded. Its borderline repairable, but Im pretty sure the insurance company is gonna try to write it off and offer me a ridiculous amount. Its a 2002 Oldsmobile intrigue. Does anyone have any suggestions on what I can say or do to make sure I dont get screwed over it they try to write it off?
4 Answers
- Anonymous9 years agoFavorite Answer
yep one of those lawyers that only charge you on the money they win.. ....
- Anonymous9 years ago
1. Enter "kelly blue book" into your search engine. Complete as much of the form as possible.
2.find your receipts for parts and automotive services or installation of luxary equipment.
Most insurance companies will offer the kellybluebook price. Some will pay extra for recently replaced/intalled parts/luxary asseccories if you have receipts for them.one person said he paid 3000 for a new enginge and the truck was totaled a year later.he received kellybluebook price+2000. I don't know how they arrived at 2k. Can only gues the motor had a three yr warranty.
Source(s): Me - MarkLv 79 years ago
i just looked on " edmunds.com" to see the value of your car.
if they decide to " total " the car. i dont think you have a problem getting 4000 from them bases on the edmund appraisal.
if they can repair it for 2000 they will prob repair it.
google " 2002 oldsmobile intrigue edmunds.com " there you will see a button " appraise my car " .
click on it and get a appraisal for your car in your city , miles, cond , etc.
you will see 3 prices. trade in ,, private sale , dealer retail.
use the " private sale " number. print out the edmund page and use that to argue with them and the fair price for your car.
after you do it . come back here and tell me how much edmunds appraised your car. i am intrested.
i cant do it because i dont have the info on your car.
- 9 years ago
Insurance will always low ball you. They are also going to try to give you wholesale book as the value of the car. Which I know is cheaper than $4k for that car.
Source(s): Car dealer