Does Liability insurance cover Vandalism?

I do not believe that Liability insurance would cover vandalism. Liability basically compensates people who were injured in an accident you caused. It generally covers their medical bills, loss of income and pain and suffering.

If you get Comprehensive insurance, it would pay for damages to your car that were not caused by an accident. This includes theft, fire, vandalism, natural disasters or hitting an animal while driving.

Of course depending where you live and what insurance company you are with, this information will vary. I hope this helped. :)

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No. Liability coverage only covers your liability to 3rd parties who are injured by your operation of your car. If you drove your car into a neighbor's house, the property damage coverage would cover repairs to your neighbor's house (up to the policy limits) and the bodily injury coverage would cover the injuries to anyone not in your car who was injured. Liability NEVER covers damage to your own vehicle, regardless of the cause.

Vandalism is covered by comprehensive coverage. With liability only, you are not covered against vandalism.

No, liability only covers any damage or injury you cause. Comprehensive would be needed to cover vandalism.

Sorry, but i would say you are screwed. There are a lot of specific varieties of coverage insurance policies on hand, however legal responsibility coverage is without doubt one of the most standard seeing that it charges so much not up to many different options. For instance, in regard to auto coverage policies, legal responsibility coverage expenses a long way less than full insurance plan. The reason for this is because full coverage coverage have got to pay for each your automobile and every other automobile involved in a collision, as good as property damage and clinical costs because of accidents to you or an additional party. Alternatively, liability insurance is handiest in charge for the other party's losses. Your character and your own home are unprotected, but liability insurance protects you from being held accountable for the opposite celebration's damages. There are one of a kind types of liability insurance, including general legal responsibility, which works in much the same manner as auto legal responsibility coverage, however covers firms. Normal legal responsibility protects a company from 1/3 social gathering claims. Except normal liability, there may be additionally D & O legal responsibility, company legal responsibility, and respectable liability coverage. D & O liability stands for "administrators and officers" legal responsibility and is meant to duvet the acts or omissions of those within the director or officer role. An complete manufacturer will have to now not be held dependable for the statements, moves, failure to act, or other mistakes which might be the responsibility of an officer or director. Enterprise liability is often referred to as employee's comp, and it's a obligatory type of liability coverage insurance policy that all firms ought to raise. Whilst it sounds find it irresistible is meant to safeguard the worker, which it does to a couple measure, it's virtually safeguard for the employer in case of injury, job related illness, or different damages for which the worker could sue the company. Legitimate legal responsibility is much like malpractice insurance, even though the protection may not be as comprehensive as some malpractice policies in one of a kind fields. The rationale for official legal responsibility coverage is to defend these visible as specialists or "specialists" in a given discipline, who is probably not covered by normal legal responsibility because of their abilities. When one is noticeable as a professional, he's held to a bigger commonplace and is as a result customarily viewed to preserve greater legal responsibility in the direction of his customers. As a result, he desires extra coverage than normal liability coverage offers. The easiest definition of liability insurance is coverage which protects a person or entity from claims initiated with the aid of an extra social gathering.

No. Liability insurance covers damages/injuries you cause to others. It pays for nothing for damages to your own vehicle, under any circumstances.

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RE :Does Liability insurance cover Vandalism?

Hello, all. I am about to move my car to my house, and the children on my street like to "tag" valuables. If they tag my car, and I have minimum liability insurance. Will my insurance cover Vandalism? I don't remember what company I have. ._. Thank you! :)

Follow 7 answers

No. liability covers the other guys car when you smash into him.

and lastly..NO..why dont you talk to your insurance co//?????