question about trust fund and the stock market?

Pros - The stock market has historically all other investments in the long run. Ie you'll make the most money in the long run with it.

Cons - The stock market has seen a lot of volatility in the past decade and some analysts think it won't make returns like it did in the past. Ie you'll get smaller returns than other possible investing activities. Also, there's no guarantee in investing in the stock market, you could lose money.

There is not much to pros. Times are actually changing. People now put real estate property, land acres and gold, silver or other metals in their retirement accounts. The con to the stock market is it's a speculators world. Yes, they are smart and can use the stock market, but you never know if when you want your trust out, there happens to be a fiscal cliff, where people buy and sell their stocks based on if the cliff will come or not come. People shouldn't run to the stock market because employers use 401Ks. They are companies and they like 401Ks. A trust is totally something else. Your not obligated to invest in the stock market.

I would think a portfolio of quality stocks would be fine on a two year plus view. Possibly tempered with investment grade corporate bonds (short/medium). Maybe 60/40% equity/bonds. You really should discuss this investment with a professional adviser as you need to convey the trust requirements etc. etc.

Do it properly!