How do you deal with mortgage payments during bankruptcy?

What you've written doesn't make sense. Something has to have been lost in the translation.

Because there is no simple way to answer your question as it's written, I'll discuss the situation from a procedural perspective to see if it helps.

When you file a bankruptcy, you have the option to surrender secured property (like a house or car). If you want to keep the property you must continue to pay for it. Bankruptcy doesn't change that.

If she surrendered her house she doesn't have to keep paying for it. If she chooses to keep paying for it, she can live in it. That's why I said something doesn't make sense.

In a bankruptcy you don't lose property and have to continue paying for it. It's one or the other -- if you keep it, you pay for it -- if you don't pay for it, you lose it. This is over simplifying things but hopefully it gives you the general idea.

Knowing if she filed a chapter 7 or 13 would help a little but not much. The concept is basically the same in both chapters.

To answer your question, "In what ways can she be relieved of those mortgage payments ...?" Stop making them. The consequence of not making a mortgage payment is losing the house. Here, she has already lost the house.

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I was on the same situation and this site helped me FINANCE-SOLUTIONS.INFO-

RE How do you deal with mortgage payments during bankruptcy?

My mother told me today that one of her friends recently had to file for bankruptcy and she is living in a barn loft because she still has to pay the mortgage payments on her home (even though she no longer owns in and is not allowed on the property) which means she can not find a suitable place to rent.

I'm pretty sure there is some way out from under the payments toward that mortgage so that she can get back on her feet somehow. Apparently her home is for sale on the market, and she no longer owns it. In what ways can she be relieved of those mortgage payments so that she and her husband can try to get back on their feet again?

We live in Oregon, and no I don't know if she filed for Chapter 7 or Chapter 13, sorry.

If there are any other details you need please ask and I will add details.

u are getting conflicting info.

if she no longer owns it - she doesn't pay payments.

if it is for sale, by who?

if in bankruptcy, which one determines her life

going forward.

as for u offering help, don't. it is their issues that

they must straighten out.

best u can do is read and study

Total money make over, Dave Ramsey.

when u understand it offer it to them.

that is it.