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? asked in Cars & TransportationCar MakesJeep · 8 years ago

Is my 98 Grand Cherokee 5.9 considered totaled?

A week ago i got in a rollover accident in my jeep as a car cut me off and i veered off to the side so i wouldnt hit him but i hit a dirt hill instead and i flipped. I already made the insurance claim but i would like to get an idea ahead of time whether or not my jeep will be considered totaled or not. After the accident i inspected the jeep thuroughly and it was not harmed whatsoever mechanicaly i actually took it out for a spin and everything feels like beffore the accident, no leaks, no pulling to the side or anything it drives perfect. The real damage is that all my fenders and doors are bent (all doors still open and close without a problem they just have a few dents on them) , my roof has 2 dents in it but theyr not too serious and i need 5 new windows other than that all my bumpers, hood, grille and lights are fine. I searched the Kelley BlueBook vallue of my Jeep and in good conditions its worth $7000 and i would really love to keep it because as most Jeep fans know those 5.9s are really rare. If anyone could give me a good idea of what the probability of my Jeep being saved is id greately apreciate it, i have Statefarm isurance by the way if that helps. Thanks in advance.

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  • 8 years ago
    Favorite Answer

    It is you and you alone who decide if a car is totaled or not.

    The insurance company can decide is they would prefer to save money by paying the lesser of repairs or replacing, but it is up to you do decide what you are going to do with the money they give you.

    In other words, if the cost of repairing is less than replacement, you still have the option of replacement, where you pay the extra.

    And also if the cost of replacing is less then repairs, you still have to option of repair where you pay the extra.

    With a Jeep I would not worry about the dents, get some windows from salvage, and keep most of the repair money. Dents sometimes push out easily.

    But remember that resale will be diminished, and make sure insurance pays you for that.

  • 8 years ago

    Would love pictures. Post a link of the pictures and I could tell you how much it would cost to fix.

    Source(s): Car guy.
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