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Adding me to my finances credit cards will increase my credit score?
I have zero debt owed on my credit cards and have a 765 credit score. My available credit is 15k over two credit cards.
My fiancé has zero debt owed on her credit cards. Her available credit is 150k over 4 cards.
The question is that if my fiancé adds me to her cards, I now will have access to 150k extra in available credit. While I have no desire for the access itself, as I am very conservative with my spending. My main question is to know if she adds me to her cards and I now have 150k in credit added to my name on paper, will this be reported to credit bureau?
Secondly will my credit score now increase because of my higher credit availability?
2 Answers
- mcdbbLv 78 years agoFavorite Answer
Your credit score is in a tier where you will already qualify for the lowest interest rates on almost any loan. In other words, raising it more will do you no good except for a small amount of bragging right(s).
I for one would not mingle finances with anybody I was not legally married to. I don't care how much they/I "are in love."
- RobLv 78 years ago
Sorry see u don't understand credit slavery.
you do not go on her credit accounts for any reason.
definitely not while unmarried nor does she go on your credit.
suggest you get and study.
Total money make over, Dave Ramsey so u/she
can learn hard costly pain filled liflessonsns from
others uninformed mistakes, not your own.
it is easier, faster, cheaper that way.
Source(s): excredit junkie- slave.
