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Will my credit card number change if I lost it?
(A): Will my credit card number change if I lost it and asked my company to send me a new one? Will they change the credit card NUMBER and/or any account information?
(B): Also...will it hurt my credit score in any way to report it stolen / have a new one sent? (please answer both A and B).
4 Answers
- Go with the flowLv 78 years agoFavorite Answer
Yes, your credit card number will change.
No, it does not harm your score.
It just shows up on your credit reports that you had a lost/stolen card.
Ex: The old card will show and the new card will be a completely new account.
A whole different line, same bank name.
It does not affect your score. But do know that lenders and other card companies look at credit reports. They will see that you have a tendency to lose cards if you do this too much.
Also know that if you have a biller you are trying to stop, this will not stop them from billing you and you having to pay.
Know that your current card will be immediately invalid for you to use.
And know that it can take up to 10 business days to get a new credit card.
So you will have to use cash, or another card for those 10 days.
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- StephenWeinsteinLv 78 years ago
They change the number. This is so that if another person find (or steals) the old card, that person cannot use it.