Medical benefits for 19 year old?

If your parent wants to ADD you to their insurance from their employer, they can.

But your CURRENT insurance, is welfare for children - not insurance. That's why it cuts you off when you're no longer a child.

There's no way to extend child welfare benefits while you're an adult - you'd have to apply for adult welfare benefits.

Oh, and that welfare? Is NOT your "parent's insurance". If they have coverage under welfare, also, then it's WELFARE your parents are on, not insurance.

You are not on your parent's policy ▬ you are on welfare. Child welfare cuts off at age 19 in Illinois. There is nothing you can do to continue your plan.

If you parents actually do have insurance there is a possibility that you can get on their policy, they'll just have to start paying the premium for you. You'll need whichever parent is the policy holder to contact the insurance company or if they get insurance through work they'll need to contact the HR department.

Otherwise, most likely it will be cheaper for you to get your own individual plan. The least expensive plan in IL for a 19 year old is $35.78 per month and the most expensive is $239.71

Nice of them to tell you at the last minute, right? First of all check with them to make sure this is valid. Reason being, is because some health insurances allow children to be on their parent's policy if they are still in college. However, they do require proof of that and perhaps you haven't provided the proof that they need? Also sometimes they're kicking you off because your employed and your employer offers health insurance making you not eligible. Ask them about your eligibility rights to make sure that the letter is valid.

Also I think you have the option of being on COBRA for 18 months, double check that with your insurance as well. Good luck!

If your parents have private insurance, not Medicaid, they can request you be added until age 26. You dont contact the insurer, your parents do, and you dont have to live at home or be a student.

If they have Medicaid and not private insurance, it's no go. You have to be living independently and apply for Medicaid yourself but some states give Medicaid only to age 19.