My account has been overdrawn. Will the bank work with me?

No the bank will not work with you. They are in business to make money. Fees and more fees is what the bank love. Have you ever heard of a joke that goes like this

If money doesn't grow on trees then why do banks have branches?

Because banks stick it to the customers with all their fees!

Take Care

No the bank will not work with you. The money owed is building interest the longer you take to pay it off. The bank is not going to agree to a payment plan. Your account will be suspended. You will not be able to cash checks. Any deposits made will go toward the debt owed. You cannot close the account without paying the amount you owe. You cannot open an account at another bank until the debt is paid off. You are naive if you imagine the bank is going to work out a payment plan for you. You should consider this a painful learning experience.

You owe that money immediately and don't forget, you tried to deposit a check from an account that doesn't exist. Be prepared for a visit from a government agency on this one, especially if that check was supposed to be drawn against the US Treasury.

I hope you have the cash, because that would be a whole other issue.

I would be going after the BoyFriend's so called Friend and get him to pay it. Then file Charges on the dude.

Very doubtful.