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Paid in full and on time accounts still showing on Credit report, do I need request they be removed?
I heard that you have to have them requested removed. They were paid on time and not late. Why remove?
5 Answers
- Go with the flowLv 78 years agoFavorite Answer
You cannot removed history.
Not sure who told you this.
Note: One of the best things on your credit report is a paid off loan.
This positive information can show for 10 years.
Never try to remove or delete it.
Length of Credit History is 15% of your score.
Another note: Are you older?
If you are a granny, do not concern yourself with credit so much.
No longer a seriously important part of your life.
Worry more about how in the heck you are going to afford retirement.
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I saw your other question. Checking accounts do not report to the bureaus.
I am not sure where are you getting all this bad information.
You need to cancel whatever subscription thing is scamming you.
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Many, many people upon retirement will FREEZE all 3 credit reports.
In many states, this is free after retirement age.
After all, why on earth would a retired person need credit?
Don't let your kids con you into co-signing things for them.
- bdancer222Lv 78 years ago
Why would you want to remove good credit history?
Paid/closed accounts in good standing remain on your credit report for at least 10 years. There is no reason to request they be removed even after the 10 year point. Long credit history is good.
Source(s): BD - Richard AndersonLv 68 years ago
They will not be removed unless they are an error. They will show paid with no past due payments. This is good for future reference. Why remove them?
- A HunchLv 78 years ago
A credit report is a record of your credit history.
Each time you pay your bills on time, a notation is made on your credit report of this on time payment.
Why remove? you would not, since this is what will create your high credit score.
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