Can I take advantage of $2500 dollar loans advertised in Spam?

Ok.... You want to know what happens if you accept all of those offers?

It goes like this.... "Congratulations... we are happy to help you as soon as you forward us all your bank information, etc. and agree to a one time payment of xxx dollars (loan application processing fee).

Of course each of these "companies" will immediately proceed to deduct that fee from your bank account or you are instructed to wire that money directly to them and if you are lucky that is all that is going to happen because you will never qualify for the loan they promised but all that "work" they put in to check and see whether you qualify needs to be paid for and the fee you paid is of course, NOT REFUNDABLE.

So... you would be out of a lot of money and some of them might get extremely forgetful and charge your bank account again and again and you have no way of getting any of this money back because your money was funneled to an offshore account owned by a Nigerian Spam Prince and Nigeria doesn't care that you were stupid and the local police can't do much about this either.

a loan of 2500 will grow to 10,000 then to 20,000 in a matter of a few years. it will become out of control, u will have no hope. since u wont be able to buy anything anymore cause ur montly payment will be 1000 dollars a month, so whatever money u obtain will all go to this stuipid bank. u wont be able to buy new shoes, a new ipod or anything cause ur stuck paying to the loan sharks. if u can help it getting a loan is a nightmare, its horriffic, the best thing is to wait a little while till u get money, cause loans are sweet at first but will make u suffer for it. this country has alot of scams, and banking can be very evil, u need to watch ur money and ur self. nobody will look out for u excpet ur parents and if banks etc can they will take advantage of ur lack of knowledge. the best defense is knowledge. u need to read and study everything before u sign or do something. when ur fully aware of the situation u will feel on top of the world, confident and prepared to make the right descion. never sign up with companies who are legit and have a well known name.

These are scammers. They are not offering loans. If you contact them, they will tell you that in order to get the loan, that you will have to wire transfer them an up front fee of $500 or so. Once you do this, you will never hear from them again.

A signed contract is a signed contract. Even if its from a spam email. You can presuppose all you want that you'll get away with NOT paying them back. But it won't work that way.

You'd be legally responsible to pay them back. To take the loans and ignore the payments would ruin your credit ... and still have to pay them back eventually.