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What kind of loan should i go for?
I am serving in govt job for last four years with monthly salary of 20k. i am planning to take a loan but i don't know what amount should i go for; one time huge amount of home loan or i first go for less amount of personal loan of 2-3 lacs...right now i just need 2-3 lacs...am asking this because if i go for less amount can i get good loan in future...pls help..thanks in advance.
3 Answers
- ?Lv 48 years agoFavorite Answer
it depends on your need right now. a home loan would only be provided if you re buying a house. If you need the money for personal use then a personal loan would help. Your requirement should decide what type of loan you need to apply for. Securing a loan in future will not be a problem considering you have a job and are able to repay the loan.
- ?Lv 45 years ago
Its a secured (subsidized via capital i.e. the motor vehicle the non-public loan represents + any further materials you opt for to leverage) short term mortgage, much less then 7 years at a mounted activity fee. some have outcomes for paying off early, others do no longer.
- 8 years ago
I gone thru one of the website which will be useful for needs while browsing internet
Can check it here
