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Details about Joint-account in bank?
How are the procedures followed to open a joint account in the bank. a deposit of 10,00,000 is to be transffered to that joint account, so what are the banking rules to be done for that. Later how and when is that amount be drawn from joint-acc so as to transfer that amount to a single personal account. Please help.. thanks :)
2 Answers
- 8 years agoFavorite Answer
For opening a joint account, all the holders should sign on the account opening form, should submit PAN card copies, proof of address's, and two sets of passport photos.they should select the mode of operation, I.e.to be operated jointly, or either or survivor, or former or survivor, or later or survivor.Whatever the mode of operation, for any change of mandate or closing the account, all the holders should sign.All operations can be done in normal procedure.
