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How do the balance sheets of saving institutions differ from commercial banks?

How do the balance sheets of saving institutions differ from commercial banks? and how do their sizes compare?

1 Answer

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  • Jim S
    Lv 7
    8 years ago
    Favorite Answer

    Most savings institutions in the US hold home mortgages in portfolio. Commercial banks, not so much.

    The commercial banks are considerably larger, but it depends on the geography served. A farm area may have a two or three branch bank with less than half of the assets of a single branch FSB in a metropolitan suburb.

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