Is the usery of the banks ( profiting from money lending ) immoral?

The quaran & the bible might be good for direction on religion. But on economic and/or business practices, not so much.

Also without interest on loans, who would make them?? Then you would need to save up the entire purchase price before you got one of these (new car, home, etc).

Would this also apply to credit cards??

The Bible has NOTHING positive to say about borrowing money, and a lot of negative on the issue. That said, it DOES NOT say lending at interest is evil.

Additionally, I will agree with the first answer. Just because something is wrong, that doesn't mean it should be barred by law.

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Borrowing money is not compulsory.

If you are against it then don't do it.

You have no right to stop the rest of us from doing it.