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tIgErFaCe2002
Lv 5
tIgErFaCe2002 asked in Business & FinanceCredit · 8 years ago

Deragatory mark on my credit score?

How long does it take for a deragatory mark to disappear from my credit score?

3 Answers

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  • Anonymous
    8 years ago

    It's 7 1/2 years but it should bounce back in 2 years

    Source(s): Retired bill collector 35 years
  • bdancer222
    Lv 7
    8 years ago

    Derogatory items age off credit reports 7-1/2 years from the date of first deficiency (default). This is per the FCRA and nothing restarts this clock.

    Source(s): BD
  • Brian L
    8 years ago

    usually 7 years

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