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buy annuity from insurance companies but why the returns are very less in comparing with the price of others?
last 10 years this question is in my ming and not able to get convenced
After retirement you have some mandatory pension schemes to be opted .suppose i have taken insurance pension policy on retirement the final amount say 5 lacs now they wl not allow us to draw our final amont and we have to buy annuity which is an amount of monthy payments at different interest rates but those interest rates are less than 7 percent where as for same amnount we get more interest/pension why this parity kindly answer
it is mandatory/statutory to go for annuity only .after retirement or maturity of lic pension funds to be invested in pension funds only and the rate of interest is less than 7 percent per annum. i wanted to know ehy that interest rate is less
