Yahoo Answers is shutting down on May 4th, 2021 (Eastern Time) and the Yahoo Answers website is now in read-only mode. There will be no changes to other Yahoo properties or services, or your Yahoo account. You can find more information about the Yahoo Answers shutdown and how to download your data on this help page.
Trending News
Delta Skymiles - points from credit card and two accounts for husband and wife?
My husband and I both have our own skymiles account with no credit card - we've just been earning miles from flying. However, we are going to apply for the credit card tonight and have some questions. First, say we get one account and have a card for each of us in that one account, do the reward points just go to the primary account holder? Can we each sign up for a separate card account to each get points to our respective skymiles accounts that already exist (and have some significant accumulation)?
The sign-up bonus miles are significant, and combined with our miles we've already earned could be pretty great, so we don't want to do this wrong. This will be our first credit card, so I'm very unsure about how these rewards programs work. What do most people do with these? Can we combine our separate skymiles accounts we already have? It seems very awkward to be earning a ton of points on one account, and just the slow accumulation from flying on the other.
Thanks!
4 Answers
- bdancer222Lv 77 years agoFavorite Answer
If you sign up for a joint account, the points will probably go to the primary on the account. If one is an account holder and the other just an authorized user, then the points definitely go to the card holder.
You can each apply for a separate credit card.
Frankly, I would not bother with a miles reward credit card. The points get devalued all too often and it's too difficult to actually use the points for a ticket -- black out dates and limited number of seats. I much prefer cash back reward cards and take the cash reward as soon as enough as accumulated to withdraw.
- Anonymous5 years ago
You should have talked to him about it before you did it. Particularly because of your track record. He had the bank account set up the way it is for a reason. He manages the money and when you get more than one account per house hold things can get messed up a lot easier. So, it is going make what he does a lot harder. Not to mention if you make mistakes like you did before he will probably end up being the one paying for them. Also, I think that when they see that you are living in the same house hold it may mess with his credit. I am not sure about that but it seems like I have heard something like that. So, you definentely should have talked to him before the fact. I would be mad too if I was in his position. Also, I don't know if you have your own money or not to put in your bank account and towards the credit card but I am guessing that since you are a stay at home mom you probably do not have any money of your own or a source of income which means that your husband is supposed to supply the money to you and he probably saw that too. Seeing that he takes care of the finances you probably do not realize all the bills and stuff he has to pay. He might not have money to help your accounts. This is why you needed to talk to him before you did it. I think that you did not tell him until after you did it because you knew he would say no. We only have one bank account and it is in my husband's name. We do not have a whole lot of money but we have enough to get by. He said that it is easier to manage things this way. He also told me that down the when the finances are better that I will most likely be put on the bank and credit card account. I will say though that your husband could have handle things a bit more rationally but he definentely had reason to be angry.
