What has been your biggest financial regret this year, and why?

I have no regrets as I do not go crazy with my hard earned money, I rarely spoil myself. I did help adult daughter with her husband out of many financial turmoil. Now I know I will no longer do this since her husband is a ungrateful idiot and knows NOT how to handle money.

My wishes to you for Christmas.

Not getting a work restriction sooner. If I had, I could have picked up a second job for the Christmas season. ie. before I was in too much pain to work more hours...with it I can work more. Fingers crossed that my work restriction gets approved so I don't lose my job.

Not taking advantage of the rising stock market.

My wife said were to old to invest anymore.

Think I will get a new wife. Happy Holidays.

not saving and investing my money to make my credit better and consolidate my debt to pay off creditors