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Do I need to be insured if I don't use vehicle?
OK, Here is what I mean.
1. Just bought 2 vehicles
2. Father is overseas
3. Had to put the vehicles in my name in order to do the smog, plates and so forth
4. Only 1 of the cars do I drive, the other is for my mother.
5. Do I need to be insured on the car I do not actually drive? or can I get away with just having my mother insured?
4 Answers
- ?Lv 77 years agoFavorite Answer
Insurance coverage is for a vehicle, not a person. Yes, it is the law that you insure both vehicles, regardless of whom the driver may be.
- 7 years ago
When you call the insurance company they ask for the information of the person driving it. So say it's your account with the insurance company and you have that car your mom drives. When you call them you will tell them she is the driver and give her info. It works the same if you have a kid with a lisence. You put them on a vehicle on your account. Make sense?
- Anonymous7 years ago
From your question it seems that you think drivers are insured. They are NOT ! Cars are insured, not people. If a car is driven (or even parked ) on the public roads then it needs to be insured
Source(s): Insurance 101 - MushuLv 77 years ago
If the cars are both in your name, then you must have insurance for both cars - in your name. You're the legal owner, and the owner is required to have the vehicle insured.
