Should I go to community college or a university?

I'll tell ya, "the full college experience" can get a little old by the time you are a senior. Sharing a room with 3 other people isn't fun. Even a two person dorm room can be nightmarish when you just want to be alone in your room, when you are sick, when you just want a long shower.

If money is a concern, then go to CC for two years and then go to a university and dorm/sorority there. You'll get enough college experience to have lived it.

You and your parents should go on some college visits. Meet with admissions, take a tour of the campus. Do this at your community college also.

Apply to some 4 year colleges. Your in state public state universities, and a couple of private universities. See if you get in and what financial aid package you get. Private universities tend to hand out more financial aid.

Then sit down and make a decision on what to do.

You casually mention that you would save a whole lot of money as though this is not an important part of the decision. Will you we saddling yourself with thousands of dollars in debt so that when you graduate you will not be able to buy things such as a car and eventually a home? If so, go to the community college for 2 years. The university will still be there when you transfer. No one asks where you went to school for your first 2 years, they ask where you graduated from.