Can some one help me predict a monthly car payment please?

Here's a link to an auto loan calculator.

http://www.kbb.com/car-loans-and-financing/?psid=9...

The big thing you need to determine is what will be your annual interest rate.

But, let's say that it's 8%.

So, for a $12,000 auto loan at 8% for five years, the monthly payment should be around $243.00 a month, not including taxes and other charges.

First please do not only look at the initial cost but the cash flow the car will require. The cash flow will be made up of the car payment, insurance (will cost more if this is a better car than your current), gas oil and repairs if not a vehicle under warrantee. If you choose to purchase a used car warrantee that will cost money also. Add up the total to get the cost of ownership. http://www.carmax.com/enus/tax-title-tags-fees-cal... this will help with the tax title and fee costs. http://www.cars.com/go/advice/financing/calc/loanC... this will do the loan itself.